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3 съвета за финансово планиране, с които стартъпа Ви ще оцелее

от
2218 234 03 Юли. 2017
Планиране и стратегии

3 съвета за финансово планиране, с които стартъпа Ви ще оцелее
37% от читателите смятат, че тази статия е полезна
46% от посетителите на сайта ни четат поне 3 статии дневно
29% от редовните ни читатели имат успешен бизнес

5
от 1 глас
Оценка на потребителя

Защо се провалят стартиращите фирми?

Причини много: от качествата на самия мениджър, през конкуренцията, до управлението на финансите. 
 
За да навлезете в света на предприемачеството поне една идея по-подготвени, вижте 3 важни съвета за планиране на финансите, които ще Ви помогнат да неутрализирате една от причините за провала на стартъпите:
 
1. Запознайте се с анализа на паричните потоци.
 
Не е нужно да сте финансист, но е важно да имате основни познания. Не е достатъчно да купувате нещо на цена Х и да го продавате на цена У с някаква печалба. Важно е да знаете за какво ще отива печалбата, която ще генерирате. Какви са разходите Ви? Кои са постоянни и се плащат регулярно? Кои възникват рядко? Какви непредвидени разходи можете да очаквате? След това трябва да прецените какви приходи можете да очаквате. Ще покривате ли нуждите си от финанси с тях? Ако не, къде можете да спестите? Откъде можете да набавите допълнителни капитали? Отговорите на тези въпроси ще Ви покажат и какви проблеми Ви очакват в бъдеще, и какви мерки можете да вземете за решаването им.
 
2. Назначавайте не служители, а външни изпълнители в началото на дейността си.
 
Служителите са скъпо удоволствие за стартиращия бизнес. Затова си спестете разходите по тях, като разчитате на външни изпълнители. Вместо да назначавате счетоводител и ТРЗ-служител, сключете договор със счетоводна кантора, която да поемете тези дейности. Помислете за всички сфери на работа и къде можете да откриете външна помощ. В последствие с разрастването на фирмата ще имате възможност да обособявате отдели, сега обаче назначаването на хора е все още финансово недалновидно.
 

Списание Съветник ТРЗ и Осигуряване от А до Я
Списание Съветник ТРЗ и Осигуряване от А до Я

Повече детайли тук

Данъчен наръчник за счетоводителя: Документиране и отчитане на данъците
Данъчен наръчник за счетоводителя: Документиране и отчитане на данъците

Повече детайли тук

CD Култивиране на гъби печурки CHAMPIGNON
CD Култивиране на гъби печурки CHAMPIGNON

Повече детайли тук


3. Въведете стриктна финансова дисциплина.
 
Харчете само когато трябва да харчите. Не се хвърляйте в необосновани рискове. Разработете бюджет и стриктно следете финансите си. Стартъпът Ви ще се нуждае от всеки лев, който можете да вложите в него, но когато можете да вложите силно ограничени средства, трябва да бъдете особено внимателни как ще ги харчите. Всяка погрешна стъпка в това отношение ще Ви приближава към несъстоятелността, която може да провали фирмата Ви.
 
източник: entrepreneur.com

Tags: финансово планиранестартъпфинансова дисциплина

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